Travel Insurance, Medical Evacuation and Field Rescue

Three kinds of protection, explained plainly, and where to buy each. Two of the three are required on every SPT trip.

What you need, and why

We travel into remote mountains, high altitude, and places a long way from a hospital. Most of the time nothing goes wrong. But a cancelled flight, a stomach bug at 4,570 m/15,000 ft, a twisted ankle a day’s drive from the nearest clinic, or a border that closes overnight are all real, and they are expensive to face alone.

A few hundred dollars of the right coverage protects you from tens of thousands in cost, and in the rare serious case it gets help to you fast.

Below is the plain difference between the three kinds of protection, which two we require, and a direct link to buy each one.

Required on every SPT departure

Travel insurance — protects your money and covers medical bills abroad.

Medical evacuation coverage — gets you home if you are hospitalized far from it.

Field rescue — reaches you where a road does not. Not required, but it is the coverage that matters most in the places we go. Strongly recommended on remote, high-altitude routes

These are two separate products. Some travel insurance plans include an evacuation provision, but it depends entirely on which plan you buy, so a travel insurance policy does not automatically satisfy the second requirement. Check your policy, and if it does not clearly cover evacuation to the hospital of your choice, buy that separately.

You will send us proof of both before you depart.

The Difference, at a Glance

	Travel Insurance	Medical Evacuation	Field Rescue
Who we use	Arch RoamRight	Medjet · Global Rescue	Global Rescue
What it does	Protects your money and covers medical bills abroad: trip cancellation and interruption, emergency medical and dental overseas, travel delay, lost or stolen baggage.	If you are hospitalized far from home, arranges air medical transport to YOUR home hospital of choice.	Sends a team to get you OUT, from the point of injury in a remote area to proper care. Adds security evacuation in a crisis.
When it matters	Before and during the trip. The everyday what-if.	Once you are hospitalized abroad and want to recover at home.	At the moment of injury in the field, or during unrest or a natural disaster.
Required?	YES — required	YES — required	Strongly recommended on remote, high-altitude routes

Medjet and Global Rescue overlap. Either one satisfies the medical evacuation requirement. Global Rescue also covers field rescue, which Medjet does not.

Covers the money side of travel and your medical bills overseas.

Trip cancellation and interruption
Emergency medical and dental while abroad
Travel delay, lost or delayed baggage
Optional Cancel For Any Reason on eligible plans
Some plans include an evacuation provision. Read yours. If it does not clearly cover transport to the hospital of your choice, you still need one of the evacuation memberships below.
Compare plans and buy directly on Arch RoamRight's site.

Gets you home. Air medical transport from a hospital abroad to the hospital you choose near home.

Hospitalized more than 150 miles from home? Transport to your home hospital of choice
No dollar limit on transport, no claim forms
No pre-existing condition or adventure travel exclusions
Short-term per-trip or annual memberships
Satisfies our medical evacuation requirement
Membership purchased directly on Medjet's site.

Gets you out of the backcountry, and home. The one that reaches you where a road does not.

Field rescue from the point of injury or illness, even in remote areas
Medical evacuation to your home hospital
Security evacuation during unrest or natural disaster
24/7 medical and travel advisory; memberships from around $139
Satisfies our medical evacuation requirement, and covers field rescue as well
Membership purchased directly on Global Rescue's site.

How to get covered

Three Steps

Choose what you need.

Travel insurance and medical evacuation are both required. For our remote, high-altitude routes, add field rescue — or choose Global Rescue, which covers evacuation and field rescue together.

Click the provider's button.

It takes you straight to their site. No account with us, no middle step.

Buy directly from the provider.

You set it up with them, on their terms. Keep your confirmation — you will send it to us before you depart.

Send us proof of travel insurance and medical evacuation coverage before your departure. It takes a minute and it means that if something does go wrong out there, the help you need is already arranged. That is worth more than anything else you pack.

A note on transparency: Sergio Photo Tours is an authorized affiliate of all three providers and may earn a commission when you buy through these links — at no extra cost to you. We recommend them because we use and trust them, not because of the commission. You always purchase directly from the provider, on their site, on their terms.

303-808-7713